About
Fluid Tech.
Founded in May 2024. Senior executive team with over 20 years each at senior levels across banking, finance, and insurance. Now helping organisations accelerate AI development from strategy to production.
Track record
Almost two years of delivery across financial services, pharma, and technology startups.
Fluid Tech Framework
Built our own production-ready agentic AI framework from the ground up with orchestration, compliance controls, observability, and tooling for enterprise deployment.
AIQ Markets
Partnered with AIQ Markets to design and build a copilot tool, integrating agentic AI into their existing workflows.
Financial Reporting Startup
Built a financial reporting tool for a startup, applying our methodology to deliver from concept to production.
Pharma & Others
Ongoing engagements across pharma and other regulated industries, delivering consultancy and agentic AI toolkits.
Senior executive team
Over 20 years each at senior levels across banking, finance, and insurance.

Ashfia Tough
Co-Founder & CEO
Over 20 years leading technology delivery and transformation programmes across Tier 1 banking, finance, and insurance. Built a professional services division to $30M revenue. Passionate about diversity in tech and making enterprise AI actually work.

Adam Furgal
Co-Founder & CTO
Over 20 years delivering large-scale transformation programmes across banking, consulting, and software development. Turns complex AI problems into production systems, and enjoys every minute of it.

Nivita Dani
Director of AI
Over 20 years across banking and financial services, leading client relationships and large-scale delivery programmes. Ensures every engagement delivers real outcomes, and that clients genuinely enjoy working with us.
Our values
Trust & Integrity
Building relationships through consistent delivery and client-focused outcomes.
Collaboration
Integrating with client teams to achieve shared objectives.
Commercial Focus
Aligning technology solutions with business objectives.
Execution
Delivering results through practical implementation.
Connect with
our team.
Nearly two years of enterprise AI delivery. Let's discuss how we can accelerate your AI development.